Leverage
Your Address Changed.
Your Rate Shouldn't Punish You For It.
Jumbo mortgages, foreign national programs, and portfolio lending for glass-tower condominiums — handled with the discretion your address demands.
Financing that moves at the
speed of your decision.
Most lenders see a $4M condo purchase and reach for their checklist. We see a known buyer type, a known asset class, and a file we've closed forty times before. Our jumbo programs go up to $15M with no agency overlays slowing the process.
- Loan amounts from $750K to $15M, single-close
- Interest-only periods up to 10 years on ARMs and fixed products
- Warrantable and non-warrantable condo approval on file
- Bank statement programs for founders and self-employed buyers
- Asset depletion qualifying for high-net-worth clients
Your first American
address, handled properly.
Foreign nationals purchasing trophy condominiums in Miami, New York, and Chicago face a maze of documentation, FIRPTA considerations, and lenders who simply don't know the product. We've closed foreign national jumbo loans across 22 countries.
- No US credit history required — foreign credit accepted
- ITIN and passport-based qualification pathways
- Loan amounts to $8M for non-resident foreign nationals
- Condo-hotel and branded residence financing available
- LLC, trust, and corporate vesting structures accommodated
When your wealth is
equity, not W-2.
Portfolio lending exists for buyers whose financial picture doesn't compress into a 1003. If your income is carried interest, RSU vesting, or capital gains, we have direct relationships with private banks that lend against the whole picture — not just the taxable line.
- Pledged asset mortgages — borrow against your portfolio
- Blended income qualification across multiple business entities
- Concurrent closings on second and third properties
- Rate buydown structures tailored to your hold period
- Relationship pricing for repeat clients — rates improve over time